Написал 26.08.2018 в 00:06 • (Ур. 2)
The overwhelming majority of bitcoin transactions take place on an exchange, rather than being used in transactions with merchants. Delays from processing payments through the blockchain of about ten minutes at a minimum make bitcoin use very difficult in a retail setting. Prices are not usually quoted in units of bitcoin and many trades involve one, or sometimes two, conversions into conventional currencies.29 Merchants that do accept payments may use payment service providers to perform the conversions to get visitors. In 2017 and 2018 acceptance among major online retailers included only three out of the top 500 U.S. online merchants, down from five in 2016.130 Reasons for this fall include high transaction fees due to bitcoin’s scalability issues and long transaction times.132 Bloomberg reported that the largest 17 crypto merchant-processing services handled $69 million in June 2018, down from $411 million in September 2017. Bitcoin is ’not actually usable,’ for transactions because of the high costs according to Nicholas Weaver, a researcher quoted by Bloomberg. Paying for small retail purchases is impractical according to Kim Grauer, an economist quoted by Bloomberg. 6407
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